3 ways to pay for an abortion if you don’t have the money you need
- If you can’t afford an abortion, you have options.
- Start by calling your health insurance company to find out if abortion is covered.
- Contact clinics to see if discounts are available, or check Abortionfunds.org for funding from donors.
After news came out that the Supreme Court had dropped Roe v. Wade, she tried to speak with as many women as possible, across the country. Not only did this decision mean that federal abortion protections, which had been in place for nearly 50 years, were gone, but now each state would be able to set its own policy.
I called my friends who lived in Kentucky, Alabama, Arkansas, all states that banned abortion immediately after the Supreme Court decision. These women share that many people in their communities not only fear what will happen to them if they need an abortion, but are also concerned about the cost of an abortion.
According to Planned Parenthood, an abortion can cost $750 in the first trimester and up to $1,500 or more later in pregnancy. This cost does not include potential travel and accommodation for those who have to leave their local area to go for an abortion. Additionally, some states have restricted health insurance plans from covering abortions, so the expenses may be entirely out of pocket.
All of this made me wonder how those in need could get abortion money so they could afford the procedure without getting into debt. Here’s what to do.
1. Try to contact your health insurance company (if you have one)
If you have health insurance, whether through a private plan, Medicaid, or the Affordable Care Act, call first and find out if abortion is a covered service (either in state or out of state).
If it’s covered, ask them to provide you with a list of in-network clinics you can go to and if there are any additional fees you have to pay. For example, do they cover 100% of the cost of an abortion, or is it only covered 100% if you’ve met your deductible so far for the year?
2. Contact the different clinics to see if there are any discounts on the offer
Another way to go is to choose the state closest to you where abortion is legal (whether it’s the state you live in or the one that borders where you live) and make a list of abortion clinics. You can find these clinics using a search tool, such as one of Prochoice.org’s offerings. Call each clinic and ask about their price. Be upfront and honest about your financial situation.
If you can’t afford the procedure, ask if there are any discounts. Once you find a clinic that can offer you the lowest price, you can go ahead and make an appointment, even if you don’t have the money to pay for an abortion at the moment; There is no cost if you have to reschedule.
3. Search for different funds available through the network
Abortion money is usually funded by donations and helps cover the cost of abortions for those in need. While each fund has different eligibility requirements and covers different things (from the price of the procedure only to the procedure plus travel costs), it is helpful to compile a list of funds to access at your chosen location to go for an abortion.
You can access a list of abortion funds and their requirements by searching the Abortionfunds.org website. Be sure to research funds that provide assistance in your home state or location to which you must travel for an abortion, as well as look for funds that provide assistance regardless of where you live in the country. Read the requirements before reaching out, and contact as many organizations as necessary.