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(Keith Spetses) Sam Cooke was not referring to Social Security in his classic song “A Change Is Gonna Come.” However, sentiment certainly appears to apply to the federal program. The truth is, Social Security cannot remain the same without deep cuts in benefits. But the US Congress is unlikely to want to face the wrath
(Kylie Hagen) There are many ways you can go wrong with retirement planning. You can significantly reduce your retirement period or spend very quickly once you get there. You can also forget to budget for the expensive but common expenses. Among the most devastating retirement mistakes is one that is often overlooked because it was
(Christy Pepper) This year, the stock market hasn’t done well. In fact, we’re officially in a bear market that probably won’t end soon. When the market goes down, I do one thing differently with my investment. That’s what it is. Image source: Getty Images. This is how deflation changes my investment strategy When stock prices
(Stephon Walters) Bear markets are interesting. On the one hand, no one likes to see the value of their investment portfolio plummet; On the other hand, bear markets can present many opportunities for investors – especially if time is on your side. Instead of getting away with investing during these times, it can be an
Andrea Rykouer – Forbes Consultant Home loan prices jumped this week as financial markets and consumer confidence remain volatile. The increase followed a slight delay last week, when mortgage rates fell below 5% for the first time in months. The average 30-year, fixed-rate mortgage was 5.22% for the week ending August 11, up from 4.99%
Lauren Chuan Amid rising inflation, interest rates, and recession fears, money is getting tighter for many people — and maybe for you. However, there may be charitable organizations that you would like to support, friends or family members requesting financial assistance and things you would like to purchase for yourself. It is possible to do
(Christy Pepper) This year, the stock market hasn’t done well. In fact, we’re officially in a bear market that probably won’t end soon. When the market goes down, I do one thing differently with my investment. That’s what it is. Image source: Getty Images. This is how deflation changes my investment strategy When stock prices
(Stephon Walters) Bear markets are interesting. On the one hand, no one likes to see the value of their investment portfolio plummet; On the other hand, bear markets can present many opportunities for investors – especially if time is on your side. Instead of getting away with investing during these times, it can be an
(Christy Pepper) This year, the stock market hasn’t done well. In fact, we’re officially in a bear market that probably won’t end soon. When the market goes down, I do one thing differently with my investment. That’s what it is. Image source: Getty Images. This is how deflation changes my investment strategy When stock prices
(Morri Bachmann) Many seniors rush to claim Social Security early because they can. After all, it’s tempting to get paid as soon as it becomes available to you. You are entitled to full Social Security benefits based on your personal salary history once you reach the full retirement age (FRA). FRA starts at 66, 67,
