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(Keith Spetses) Sam Cooke was not referring to Social Security in his classic song “A Change Is Gonna Come.” However, sentiment certainly appears to apply to the federal program. The truth is, Social Security cannot remain the same without deep cuts in benefits. But the US Congress is unlikely to want to face the wrath
(Kylie Hagen) There are many ways you can go wrong with retirement planning. You can significantly reduce your retirement period or spend very quickly once you get there. You can also forget to budget for the expensive but common expenses. Among the most devastating retirement mistakes is one that is often overlooked because it was
(Christy Pepper) This year, the stock market hasn’t done well. In fact, we’re officially in a bear market that probably won’t end soon. When the market goes down, I do one thing differently with my investment. That’s what it is. Image source: Getty Images. This is how deflation changes my investment strategy When stock prices
(Stephon Walters) Bear markets are interesting. On the one hand, no one likes to see the value of their investment portfolio plummet; On the other hand, bear markets can present many opportunities for investors – especially if time is on your side. Instead of getting away with investing during these times, it can be an
(Christy Pepper) This year, the stock market hasn’t done well. In fact, we’re officially in a bear market that probably won’t end soon. When the market goes down, I do one thing differently with my investment. That’s what it is. Image source: Getty Images. This is how deflation changes my investment strategy When stock prices
(Stephon Walters) Bear markets are interesting. On the one hand, no one likes to see the value of their investment portfolio plummet; On the other hand, bear markets can present many opportunities for investors – especially if time is on your side. Instead of getting away with investing during these times, it can be an
(Christy Pepper) This year, the stock market hasn’t done well. In fact, we’re officially in a bear market that probably won’t end soon. When the market goes down, I do one thing differently with my investment. That’s what it is. Image source: Getty Images. This is how deflation changes my investment strategy When stock prices
(Morri Bachmann) Many seniors rush to claim Social Security early because they can. After all, it’s tempting to get paid as soon as it becomes available to you. You are entitled to full Social Security benefits based on your personal salary history once you reach the full retirement age (FRA). FRA starts at 66, 67,
(Shawn Williams) Whether you’re new to the workforce or have been retired for years, you’ll likely rely on Social Security income, to some degree, to make ends meet during your golden years. Earlier this year, a National Gallup poll found that 89% of retirees currently rely on Social Security as their “primary” or “secondary” source
(Stephon Walters) Bear markets are interesting. On the one hand, no one likes to see the value of their investment portfolio plummet; On the other hand, bear markets can present many opportunities for investors – especially if time is on your side. Instead of getting away with investing during these times, it can be an
